How OFWs can own a Philippine home from abroad
A step-by-step guide for Filipinos overseas who want to reserve, finance, and own a Pag-IBIG-subsidized home without flying back.
Start with a 7-minute Taglish chat
Open the chat window and Kuya Emman will walk you through seven short questions — household income, country of deployment, target move-in year, and your Pag-IBIG status. No forms, no long calls.
Lock the unit with a reservation fee
Once you confirm the 5-storey or 12-storey Balai Isabeleño unit, we issue a reservation contract. You sign it through a Philippine-licensed notary in your country of deployment — embassies or partner notaries work.
Ride the Pag-IBIG subsidy
For qualified applicants, the first five years amortize at 3% (and the first ten years at 1% under the subsidy tier). That’s how the PHP 4,502/mo figure on our homepage holds up — it assumes subsidy eligibility on the 5-storey unit.
What to prepare
- Two valid IDs (one government)
- Proof of overseas employment (contract, ID, or latest payslip)
- Pag-IBIG MID number (we can help you retrieve it)
Ready to start? Send “kamusta” in the chat and Kuya Emman takes it from there.